Business Banking Solutions

Business Banking Solutions

312 reviews
843 enrolled students

$229

Specialized course for entrepreneurs and small business owners on selecting and optimizing banking relationships for business growth, cash flow management, and financial operations.

18 hours of content
15 business templates
Business case studies
Lifetime access
Business banking certification

About This Course

The Business Banking Solutions course is specifically designed for entrepreneurs, small business owners, and financial managers who need to optimize their business banking relationships. Unlike personal banking, business banking requires specialized knowledge about cash management, treasury services, financing options, and regulatory compliance. This comprehensive course will help you select the right banking partners, negotiate favorable terms, and implement efficient banking systems for your business.

What You'll Learn

  • How to evaluate and select the right business banking partners for your specific industry and business size
  • Understanding business checking, savings, and specialized account options
  • Cash flow management and treasury services that optimize your business finances
  • Business credit and financing options through banking relationships
  • Merchant services, payment processing, and point-of-sale banking solutions
  • Digital banking tools and integrations for business accounting systems
  • Fee negotiation strategies specifically for business accounts
  • Banking security and fraud prevention for business accounts
  • Regulatory compliance and documentation requirements for business banking
  • International banking solutions for businesses with global operations

Who This Course is For

  • New business owners setting up their first business banking relationships
  • Established business owners looking to optimize their banking arrangements
  • Financial managers responsible for business banking relationships
  • Entrepreneurs planning for business expansion and increased banking needs
  • Professionals transitioning to roles that involve business financial management

By the end of this course, you'll have a comprehensive understanding of business banking options, the ability to evaluate banking partners based on your specific business needs, and the knowledge to negotiate favorable terms and implement efficient banking processes. You'll be equipped to make banking decisions that support your business growth objectives while minimizing costs and maximizing financial efficiency.

Course Curriculum

Module 1: Business Banking Fundamentals

3 hours
  • How Business Banking Differs from Personal Banking
  • Types of Financial Institutions for Businesses
  • Business Banking Regulations and Compliance
  • Assessing Your Business Banking Needs
  • Business Entity Types and Banking Requirements
  • Workshop: Creating Your Business Banking Requirements Document

Module 2: Business Account Options

4 hours
  • Business Checking Account Structures and Features
  • Business Savings and Investment Accounts
  • Specialized Industry-Specific Banking Solutions
  • Multi-Account Structures for Operational Efficiency
  • Fee Structures and Transaction Limits for Business Accounts
  • Account Authority and Control Systems
  • Case Study: Optimal Account Structures for Different Business Types

Module 3: Cash Management and Treasury Services

3.5 hours
  • Cash Flow Forecasting and Management Tools
  • Lockbox Services and Receivables Management
  • Positive Pay and Fraud Prevention
  • Sweep Accounts and Cash Concentration
  • Zero-Balance Accounts and Controlled Disbursement
  • Treasury Management Systems and Reporting
  • Workshop: Building Your Treasury Management Strategy

Module 4: Business Payment Solutions

3 hours
  • Merchant Services and Payment Processing
  • ACH and Wire Transfer Management
  • Remote Deposit Capture and Mobile Deposits
  • Corporate Card Programs and Expense Management
  • Domestic and International Payment Methods
  • Payment Fraud Prevention and Security
  • Exercise: Evaluating Payment Solution Providers

Module 5: Business Credit and Financing

3.5 hours
  • Business Lines of Credit and Their Applications
  • Term Loans and Equipment Financing
  • SBA Loan Programs and Bank Partnerships
  • Business Credit Cards and Their Strategic Use
  • Trade Finance and International Financing Solutions
  • Building Banking Relationships for Credit Access
  • Case Studies: Successful Business Financing Strategies

Module 6: Advanced Business Banking Strategies

1 hour
  • Negotiating Banking Fees and Services
  • RFP Processes for Banking Services
  • Multi-Bank Relationship Management
  • Banking Technology Integration with Accounting Systems
  • Banking Relationship Reviews and Optimization
  • Capstone Project: Comprehensive Business Banking Plan

Bonus Materials

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  • Business Banking Selection Framework
  • Bank Fee Negotiation Templates
  • Cash Flow Management Spreadsheets
  • Banking RFP Templates
  • Treasury Service Evaluation Matrix
  • Expert Interviews with Business Banking Directors
Instructor Michael Rodriguez

Michael Rodriguez, MBA, CTP

Business Banking Executive & Treasury Management Specialist

25+ Years in Banking
4,500+ Students
8 Courses

Michael Rodriguez brings over 25 years of experience in business banking, having served as a Senior Vice President at a major national bank where he specialized in treasury management and commercial banking solutions for businesses of all sizes. As a Certified Treasury Professional (CTP), he has helped thousands of businesses optimize their banking relationships and implement efficient financial operations.

Michael holds an MBA in Finance and has been recognized with multiple industry awards for his innovative approaches to business banking solutions. Before teaching, he managed a team of business banking relationship managers serving clients ranging from startups to $500M enterprises across diverse industries. His practical, results-oriented approach focuses on helping business owners and financial managers implement banking solutions that drive growth while minimizing costs and operational friction.

Student Reviews

4.8

Based on 312 reviews

5 stars
87%
4 stars
9%
3 stars
3%
2 stars
1%
1 star
0%
C

Christina R.

April 10, 2024

As a small manufacturing business owner, I've struggled with inefficient banking processes for years. Michael's course transformed our approach completely. Using his fee negotiation templates, we reduced banking costs by 35% annually. The cash management strategies helped solve our persistent cash flow challenges. The most valuable section was on treasury services - features I didn't even know existed! This course paid for itself within weeks.

B

Brian T.

March 22, 2024

I'm the CFO of a growing tech startup, and this course was exactly what I needed to structure our banking relationships during our expansion. The section on multi-bank relationship management was particularly valuable as we expanded internationally. Michael's insights on treasury management systems helped us select the right platform to integrate with our accounting system. I also appreciated the practical approach - the templates and frameworks are things I use regularly now.

L

Laura M.

February 8, 2024

I started my retail business last year and was completely lost when it came to business banking. This course provided exactly the guidance I needed. The section on merchant services and payment processing saved me from making an expensive mistake with my first provider. I also learned how to structure accounts to separate operational funds from tax reserves, which has made financial management so much easier. Michael explains everything clearly, even for someone with no banking background.

See All 312 Reviews